Which Plan Is Right For Me?

Traditional comprehensive cover

Comprehensive plans typically cover your In-Patient and Out-Patient treatment costs and can provide a number of additional benefits such as Worldwide cover, Therapy cover, Psychiatric treatment to name but a few.
If you want bells and whistles; a plan that will cover nearly everything that you may need, then traditional comprehensive cover is the plan for you. You should be aware though, this comes at a premium and comprehensive plans are the most expensive plans available.

Mid Range protection

An intermediate plan will still provide you with the majority of the protection you may need, but either has a limit on the monetary amount you can claim or some of the periphery benefits have been removed. You may still have full cover for all the bills whilst you are in hospital, but some of the follow-on or pre-admission benefits may have restrictions.

Budget plans

Budget plans are designed to cover your stay in hospital only. These cover the large bills that usually compliment a stay in hospital and for all other treatment, you could choose to pay for your own treatment or use the NHS. Budget plans are very popular for those who want the reassurance of private care and protection when it is needed, but without the cost.

High Excess Plans

There are a high number of plans available that can offer excess levels from £500 to £5000 and by choosing a higher excess, you could save up to 80% on typical premiums by sharing the burden of any costs you may incur. People who have high excess plans are usually healthy people who are unlikely to claim or those with savings available in the event of a claim. High excess plans offer you the opportunity to pay smaller insurance premiums and the opportunity to save money, and still have the reassurance of comprehensive cover when it is needed most.

Self Pay Protection

More and more people are paying their own way for medical care in the UK when they do not wish to rely on the NHS, or pay some of the high premiums that can be prevalent on some insurance plans. There are a number of low-cost plans available that can either provide a lump sum in the event of a claim for certain conditions.

Flexible Benefits

Can’t find an insurance plan that fits you? Then why not build a plan that you want? More and more insurers are starting to offer a menu of benefits in their insurance plans to let you build the right plan for you, your budget, your lifestyle and your family. Your specialist Assure-U adviser can help you with selecting the right cover for you.

Various new innovations

As time goes by, more and more new types of plans are being launched by the healthcare insurers. Assure-U as a specialist PMI intermediary will keep you abreast of the new plans available in the marketplace to ensure that at all times, you have the right plan for you.

If you would like a free, no obligation review of your healthcare protection Assure-U have a team of highly trained healthcare specialists available to provide you with a comprehensive review of the PMI market to ensure that you get the right plan for you.